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Our Expertise

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FAQs

Here are some of the top questions we get asked most.

What should I know before buying a house in Brisbane, Queensland?

First of all you need to know what is your purpose of buying a property. Is it for your family to call home? Is it for the long-term capital growth? Is it for stable income-stream? Have a talk to us and we can help you pinpoint your best approach into property.

How much budget should I prepare?

Generally speaking, a property purchase should not put financial strain onto your current living arrangements. A typical bank loan from a financial institution can be 80% of the contracted price, so you will most likely be paying 20% upfront for the purchase. Factor in your first year's council rates, building insurances and solicitor's conveyancing legal fees,  you should be quite prepared if you have 25% of the purchase funds ready upfront.

What is Negative Gearing or Positive Gearing?

Gearing is essentially how the property performs from a cash flow perspective. Positively Geared means the owner will have "cash-in-hand" after expenses such as rates and interests are paid, and Negatively Geared properties means the owner will have to find money from their normal income such as their salary to put towards funding the costs and expenses of owning the property.
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